Better living through better policy.

Category: Poverty & Welfare

Report: No Loan for You, Too!

Post author By Southwest Public Policy Institute
Post date June 15, 2023
15 Comments on Report: No Loan for You, Too!

Patrick M. Brenner stands outside Del Norte Credit Union during our "No Loan For You, Too!" experiment.

The unintended consequences of price controls on consumer access to credit.

Tags American Southwest Credit Union, Bank of America, Center for Responsible Lending (CRL), Credit, Del Norte Credit Union, Everyone’s Federal Credit Union, FirstLight Federal Credit Union, Four Corners Credit Union, Internationalites Federal Credit Union, Lending, Mountain America Credit Union, National Community Reinvestment Coalition (NCRC), National Consumer Law Center (NCLC), National Credit Union Administration (NCUA), Navy Federal Credit Union, No Loan For You!, Nusenda Credit Union, Otero Federal Credit Union, Payday Alternative Loan, Pentagon Federal Credit Union, Specialized Emergency Loans, The Pew Charitable Trusts, U-1st Community Federal Credit Union, U.S. Bank, U.S. Eagle Federal Credit Union, Veridian Credit Union, Wells Fargo

Arizona California Colorado Data Economy Government Regulation Nevada New Mexico Oklahoma Poverty & Welfare Texas Top Issues Utah

SPPI-TV: Breaking Barriers with Occupational Licensing Reform

Post author By D. Dowd Muska
Post date April 21, 2023
No Comments on SPPI-TV: Breaking Barriers with Occupational Licensing Reform

Tags Economic Opportunity, Occupational Licensing

Culture Domestic Policy Economy Government Regulation Legal and Judicial Life Markets and Finance New Mexico Political Thought Poverty and Inequality Top Issues

American Banker: If I Can’t Get An ‘Emergency’ Loan From A Bank, It’s Not Clear Who Possibly Can

Post author By Patrick M. Brenner
Post date March 27, 2023
No Comments on American Banker: If I Can’t Get An ‘Emergency’ Loan From A Bank, It’s Not Clear Who Possibly Can

We tested the prediction that banks will step in when payday lenders face restrictions. They didn’t want our business.

Tags American Banker, Bank of America, Credit, Lending, Specialized Emergency Loans, U.S. Bank, Wells Fargo

Arizona Budget and Spending California Colorado Debt Government Spending Medicare Nevada New Mexico Oklahoma Poverty & Welfare Poverty and Inequality Social Security Texas Top Issues Utah Welfare

Surviving D.C.’s Debt Disaster

Post author By D. Dowd Muska
Post date March 20, 2023
1 Comment on Surviving D.C.’s Debt Disaster

Utah’s chances are good — but New Mexico…

Tags Entitlements, National Debt

Arizona California Colorado Data Economy Government Spending Nevada New Mexico Oklahoma Poverty and Inequality Texas Top Issues Utah

Diversity, Economics, and Income

Post author By D. Dowd Muska
Post date March 8, 2023
No Comments on Diversity, Economics, and Income

What states are best-positioned to face the challenges to come?

Tags Economic Development

Arizona Budget and Spending Colorado Hunger and Food Programs New Mexico Oklahoma Taxes Top Issues Utah Welfare

Food, Folks, and Fiscal Policy

Post author By D. Dowd Muska
Post date March 7, 2023
No Comments on Food, Folks, and Fiscal Policy

Is taxing groceries ‘regressive’?

Tags Food, Groceries

Report: No Loan for You!

Post author By Southwest Public Policy Institute
Post date March 2, 2023
43 Comments on Report: No Loan for You!

How the war on specialized emergency loans has hurt New Mexicans.

Tags Bank of America, Credit, Lending, No Loan For You!, Specialized Emergency Loans, The Pew Charitable Trusts, U.S. Bank, Wells Fargo

Conservatism Domestic Policy Education Life New Mexico Political Thought Poverty and Inequality Progressivism Public Opinion Top Issues

School Choice and Education Freedom: A Case for Change

Post author By Patrick M. Brenner
Post date February 2, 2023
1 Comment on School Choice and Education Freedom: A Case for Change

Senator William Soules tables Senator Craig Brandt’s Education Freedom Act, a bill aimed at giving parents the freedom to choose the best K-12 education for their children.

Tags Craig Brandt, Education, Education Freedom, Families, School Choice, Students, William Soules

Budget and Spending Conservatism Courts Domestic Policy Education Government Spending Legal and Judicial New Mexico Political Thought Poverty and Inequality Progressivism Public Opinion Top Issues

Governor Michelle Lujan Grisham Announces Official School Choice Week Declaration

Post author By Patrick M. Brenner
Post date January 16, 2023
3 Comments on Governor Michelle Lujan Grisham Announces Official School Choice Week Declaration

New Mexico’s Governor Michelle Lujan Grisham officially declared January 22-28, 2023 as School Choice Week!

Tags Corey DeAngelis, Craig Brandt, Education, Families, Michelle Lujan Grisham, National School Choice Week, School Choice, Students

Budget and Spending Conservatism Courts Education Life New Mexico Poverty and Inequality Progressivism Public Opinion The Constitution Top Issues

Senator Craig Brandt Introduced a Bill to Fund Students Not Systems

Post author By Patrick M. Brenner
Post date January 16, 2023
1 Comment on Senator Craig Brandt Introduced a Bill to Fund Students Not Systems

Senator Craig Brandt recently introduced a bill to fund students in New Mexico, which would create comprehensive school choice reform.

Tags Corey DeAngelis, Craig Brandt, Education, Education Freedom, Education Savings Accounts, Families, Michelle Lujan Grisham, School Choice, Students