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Betting on the Future: SPPI Tackling Lending Challenges at Vegas Conference

SPPI heads to Las Vegas for the Online Lenders Alliance’s annual Tribal Lending Conference to connect with industry leaders and tackle the future of financial services.

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Is Elon Musk Serious with his “Delete CFPB” Tweet?

In a late-night post on his social media platform X, billionaire entrepreneur and incoming Department of Government Efficiency head Elon Musk made a bold declaration: “Delete CFPB. There are too many duplicative regulatory agencies.” Muskā€™s succinct yet striking comment has ignited a vital debate about the role and efficacy of the Consumer Financial Protection Bureau […]

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Newsmax: SCOTUS Decision Offers Americans Unrealized Gains

Originally published atĀ newmax.comĀ on November 4, 2024. The U.S. Senate investigation into Boeingā€™s safety practices and the FAAā€™s ineffective oversight revealed that Boeing, under pressure to prioritize production speed over safety, suffered quality control issues that endangered consumers. Despite these risks, the FAAā€™s overreliance on industry insiders failed to address Boeingā€™s deficiencies. The problem is not regulation; the […]

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Easier Cancellations, Harder Consequences: How the FTC’s “Click-to-Cancel” Rule Misses the Mark

The FTC’s new “Click-to-Cancel” rule simplifies subscription cancellations but risks stifling innovation and imposing costly burdens on businesses and consumers alike.

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The Hill: The Supreme Court has emboldened the CFPB, threatening American consumers

The Supreme Court’s recent ruling will only embolden CFPB Director Rohit Chopra, who has increasingly instituted overly broad regulatory actions.

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SPPI Expresses Disappointment in Supreme Court Ruling Upholding CFPB Funding Structure

The Southwest Public Policy Institute warns that this decision will embolden regulatory overreach and drive consumer prices up.

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New Interview Alert: Brenner on CFPB Overreach with American Legal Record Podcast

Patrick M. Brenner, recently appeared on the American Legal Record Podcast to discuss his views on the Consumer Financial Protection Bureau (CFPB) and its latest regulatory moves. In this insightful interview covered by American Credit News, Patrick delves into the core issues surrounding the CFPB’s recent circular on price comparison shopping sites and critically analyzes […]

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Is the CFPB Paving the Way for Single-Payer Healthcare Through Medical Debt Reform?

The CFPB’s recent modifications to medical debt reporting may be subtly steering the U.S. toward a single-payer healthcare system by minimizing the visibility of medical debt.

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New Interview Alert: The Dangers of CFPB’s Latest Directive on Comparison Shopping Websites

In a recent interview on Real America’s Voice, Patrick M. Brenner, President of the Southwest Public Policy Institute, sat down with host Michelle Backus to discuss a pressing issue that threatens the foundation of consumer choice and the competitive market within the United States. The topic of discussion centered around a new directive from the […]

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American Banker: CFPB’s latest overreach threatens to nationalize consumer finance

Originally published atĀ americanbanker.com on March 15, 2024. In a bold move that may reshape the U.S. consumer finance landscape, Rohit Chopra’s Consumer Financial Protection Bureau has issued Consumer Financial Protection Circular 2024-01, marking a significant overreach into how Americans access financial services. This circular scrutinizes digital intermediaries, such as comparison-shopping tools and lead generators, dictating […]