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American Banker: CFPB’s latest overreach threatens to nationalize consumer finance

Originally published atĀ americanbanker.com on March 15, 2024. In a bold move that may reshape the U.S. consumer finance landscape, Rohit Chopra’s Consumer Financial Protection Bureau has issued Consumer Financial Protection Circular 2024-01, marking a significant overreach into how Americans access financial services. This circular scrutinizes digital intermediaries, such as comparison-shopping tools and lead generators, dictating […]

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SPPI-TV Top Issues

Stacy on the Right with Patrick: “No Loan For You!”

Stacy Washington from Stacy on the Right hosts guest Patrick M. Brenner. SPPI's groundbreaking investigative report "No Loan For You!" is getting even more national attention! Patrick joined Stacy to talk about personal finance, credit access, unicorn loans, and the Seinfeld episode that inspired it all. SiriusXM Patriot Conservative Talk Channel 125 SiriusXM Patriot is […]

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SPPI-TV Top Issues

SPPI-TV Ep. 6: No Loan For You! Las Vegas Conference After Action Report

In this podcast episode, we discuss the aftermath of the AFSA 2023 Independents Conference & Expo, where Patrick Brenner, President of the Southwest Public Policy Institute (SPPI), presented findings from the "No Loan for You!" report. The report sheds light on how the war on specialized emergency lending is negatively impacting the unbanked and underbanked […]

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American Banker: If I Can’t Get An ‘Emergency’ Loan From A Bank, It’s Not Clear Who Possibly Can

We tested the prediction that banks will step in when payday lenders face restrictions. They didn’t want our business.