Topic: Consumer Financial Protection Bureau

agency of the United States government responsible for consumer protection in the financial sector

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In the News: National Media and Policy Leaders Highlight SPPI

Southwest Public Policy Institute News

National media, policy leaders, and regional voices alike are amplifying SPPI’s research, analysis, and solutions.

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The CFPB’s Open Banking Mandate Is About to Break Rent

Open Banking Rent Consumer Financial Protection Bureau 1033 Rule

The CFPB’s open banking mandate, the 1033 rule, poses a critical risk to America’s rent payments.

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Report: 1033 Error, Rule Not Sound

CFPB 1033 Rule SPPI Report

The CFPB’s open-banking mandate endangers consumers.

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The Death Knell for Elizabeth Warren’s CFPB

Russell Vaught, Consumer Financial Protection Bureau CFPB

Trump’s CFPB reset offers hope for reform, but state attorneys general are already building a fragmented and punitive new regulatory regime

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Rewarding Failure: How Rohit Chopra’s Legacy at the CFPB is Crumbling

Rohit Chopra

A so-called “consumer protection” agency became a case study in regulatory excess and misplaced praise.

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Vought Charts New Path for the CFPB

From One, Many: The Consumer Financial Protection Bureau office in Washington, D.C., symbolizing the shift from a single federal regulator to dozens of state attorneys general acting as mini-CFPBs.
The Consumer Financial Protection Bureau headquarters in Washington, D.C. — once the central regulator of financial services, now overshadowed by a growing patchwork of state attorneys general enforcement.

Russell Vought signals a shift toward proportional, efficient regulation after years of CFPB overreach under Rohit Chopra.

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SPPI Files Federal Complaint After New Mexico Attorney General Fails to Act

CFPB Positive Outcomes

The Southwest Public Policy Institute (SPPI) has filed a formal complaint with the Consumer Financial Protection Bureau (CFPB) regarding the loan-sharking lending practices of former State Representative Tara Jaramillo and her company, Positive Outcomes, Inc. The action follows years of inaction by New Mexico Attorney General Raúl Torrez and other state agencies, despite overwhelming evidence […]

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American Banker: Out of One, Many

As CFPB retreats, the new danger is a jumble of state-level mandates.

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Out of One, Many

From One, Many: The Consumer Financial Protection Bureau office in Washington, D.C., symbolizing the shift from a single federal regulator to dozens of state attorneys general acting as mini-CFPBs.
The Consumer Financial Protection Bureau headquarters in Washington, D.C. — once the central regulator of financial services, now overshadowed by a growing patchwork of state attorneys general enforcement.

Why banks, payment networks, merchant servicers, and financial firms will face a harder four years, and what to do about it.

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RealClearMarkets: The CFPB Is Making It Harder For You To Pay Your Bills

Paying bills is harder thanks to the Consumer Financial Protection Bureau CFPB

The CFPB’s outdated rule on small-dollar lending punishes working-class Americans by restricting access to the very credit they rely on to make ends meet.