Category: Domestic Policy

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Budget and Spending Conservatism Courts Culture Domestic Policy Economic Opportunity Economy Government Regulation Government Spending Infrastructure & Technology Legal and Judicial Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion The Constitution Top Issues Updates

SPPI Featured in Tangle’s Coverage of CFPB Debate

Rohit Chopra Fired Terminated Donald Trump CFPB
Rohit Chopra during a Senate Banking, Housing, and Urban Affairs Committee hearing in Washington, DC, on December 11, 2024. Al Drago, Bloomberg, Getty Images

SPPI continues to argue against the agency’s overreach and its impact on financial markets.

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Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance New Mexico Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Top Issues Updates

Backdoor Price Control: New Mexico’s HB476 Interchange Fee Cap Scheme

Price Controls New Mexico Credit Card Interchange Fees

New Mexico’s HB 476 stealthily caps interchange fees by targeting sales tax, bypassing federal oversight while shifting costs to consumers and small businesses.

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Arizona Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Top Issues Updates

Arizona End-Run: How HB 2629 Sneaks in a Credit Card Interchange Fee Cap

Price Controls Arizona Credit Card Interchange Fees
Price Controls Arizona Credit Card Interchange Fees

Arizona’s HB 2629 stealthily caps interchange fees by targeting sales tax, bypassing federal oversight while shifting costs to consumers and small businesses.

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Budget and Spending Culture Debt Domestic Policy Economic Opportunity Economy Government Regulation Government Spending Legal and Judicial Markets and Finance New Mexico Political Thought Poverty and Inequality Top Issues

Albuquerque Journal: A state-run bank would put taxpayers on the hook for risky loans

SPPI Joins Coalition Opposing the RECOUP Act

A state-run public bank is a dangerous experiment in government overreach that will burden taxpayers, distort credit markets, and fail where private financial institutions succeed.

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Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Top Issues Updates

RealClearMarkets: The Real World Intrudes On Sanders and Hawley’s Rate Cap

Senator Bernie Sanders Credit Card Rate Cap Ten Percent Josh Hawley Donald Trump

A national credit card rate cap may seem consumer-friendly, but history and state-level experiments shows it shrinks credit access and pushes borrowers toward costlier alternatives.

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Conservatism Courts Crime and Justice Culture Domestic Policy Economic Opportunity Economy Government Regulation Government Spending Legal and Judicial Life Markets and Finance Political Thought Poverty and Inequality Progressivism Public Opinion The Constitution Top Issues Updates

Elon Musk Declares CFPB’s Demise, Validating SPPI’s Efforts

Rohit Chopra's Consumer Financial Protection Bureau (CFPB) wants nationalized finance

Musk’s declaration marks a defining victory for the Southwest Public Policy Institute, affirming our relentless efforts to expose and dismantle the CFPB.

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Budget and Spending Conservatism Courts Culture Domestic Policy Economic Opportunity Economy Government Regulation Government Spending Legal and Judicial Life Markets and Finance Political Thought Poverty and Inequality Progressivism Public Opinion The Constitution Top Issues Updates

Fox News: Trump can delete Elizabeth Warren’s failed experiment once and for all

Elizabeth Warren Consumer Financial Protection Bureau Elon Musk Donald Trump Delete

CFPB is doing more harm than good, and its dissolution is not just a policy preference but an economic necessity.

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Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Infrastructure & Technology Legal and Judicial Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Top Issues Updates

SPPI Applauds the Departure of CFPB Director Rohit Chopra

Rohit Chopra Fired Terminated Donald Trump CFPB
Rohit Chopra during a Senate Banking, Housing, and Urban Affairs Committee hearing in Washington, DC, on December 11, 2024. Al Drago, Bloomberg, Getty Images

Rohit Chopra’s tenure of regulatory overreach and punitive enforcement has harmed consumers and stifled financial innovation.

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Arizona California Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance Nevada Political Thought Poverty and Inequality Progressivism Public Opinion Top Issues Updates

Earned Wage Access: A Financial Lifeline or the Next Credit Trap?

Earned Wage Access (EWA)

Earned Wage Access (EWA) has rapidly gained traction amidst the demand for short-term liquidity, but questions remain about the preservation of borrowers’ financial autonomy.

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Conservatism Courts Crime and Justice Culture Domestic Policy Economic Opportunity Economy Government Regulation Infrastructure & Technology Legal and Judicial Markets and Finance Political Thought Progressivism Public Opinion Technology Top Issues Trade Updates

Brenner Quoted in National Mortgage News on FCC’s One-to-One Consent Rule Suspension

Southwest Public Policy Institute President Patrick M. Brenner was quoted in National Mortgage News on the FCC’s one-to-one consent rule being indefinitely suspended following two significant legal developments. With the 11th Circuit Court of Appeals striking down the rule and the Federal Communications Commission postponing implementation, industry experts agree that this regulation—initially set to take […]