Southwest Public Policy Institute
In response to Fred Nathan’s (July 30) op-ed praising New Mexico’s efforts to end predatory lending, I must assert that the celebratory tone is premature and misguided. Two significant studies conducted by the Southwest Public Policy Institute — “No Loan For You!” published in March 2023 and “No Loan For You, Too!” published in June […]
Eco-alarmists stage another assault on the American Southwest’s mineral bonanza.
Originally published at newsmax.com on August 1, 2023. The recent legal victory of Ripple Labs Inc. in the case brought by the U.S. Securities and Exchange Commission (SEC) over the sale of its XRP token marks a significant milestone for the cryptocurrency industry. This landmark ruling not only vindicates Ripple but also paves the way for much-needed […]
Originally published at dailycaller.com on July 25, 2023. California’s power grid has been experiencing instability due to its outrageous energy goals, lack of nuclear power in its target portfolio mix, and recent heat waves. Governor Gavin Newsom has touted the state’s efforts to bolster renewable energy, but the reality is far from achieving those goals. The intermittent nature of […]
Sales-tax breaks are popular, but they’re lousy fiscal policy.
After more than two decades, there’s precious little ‘return’ from all the ‘public investment.’
Albuquerque, NM — The Pew Charitable Trusts has “archived” their Consumer Finance project and reassigned Alex Horrowitz as Project Manager of their Housing Policy Initiative. Earlier this year, the Pew Charitable Trusts released a study that claimed that six of the eight largest banks now offer affordable small loans. In another study, Horowitz wrote: “Pew’s […]
If the CFPB is watching financial institutions for bad behavior, who’s watching the CFPB?
Last week, the Southwest Public Policy Institute joined Carrie Sheffield from the Independent Women’s Forum, Tirzah Duren from the American Consumer Institute, and Ann Petros from the National Association of Federally-Insured Credit Unions for the panel discussion “Protecting Lending Services For Unbanked, Low-Income Americans”, part of IWF’s Center for Economic Opportunity Policy Chat series. In […]