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New Interview Alert: Brenner on CFPB Overreach with American Legal Record Podcast

Patrick M. Brenner, recently appeared on the American Legal Record Podcast to discuss his views on the Consumer Financial Protection Bureau (CFPB) and its latest regulatory moves. In this insightful interview covered by American Credit News, Patrick delves into the core issues surrounding the CFPB’s recent circular on price comparison shopping sites and critically analyzes […]

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A Call for Prudent Consumer Credit Legislation in Alaska

Representing the Southwest Public Policy Institute, I recently had the opportunity to testify before the Alaska House Finance Committee and the Alaska Senate Community and Regional Affairs Committee regarding proposed legislation on consumer credit. The bills in question, House Bill 145 and its Senate counterpart, Senate Bill 264, aim to implement rate caps similar to […]

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SPPI to Testify in Alaska Against Consumer Credit Price Control Bills

The Southwest Public Policy Institute (SPPI) has been invited to provide expert testimony in the upcoming legislative sessions for Alaska House Bill 145 and Alaska Senate Bill 264, which will take place on April 30, 2024.

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New Interview Alert: The Dangers of CFPB’s Latest Directive on Comparison Shopping Websites

In a recent interview on Real America’s Voice, Patrick M. Brenner, President of the Southwest Public Policy Institute, sat down with host Michelle Backus to discuss a pressing issue that threatens the foundation of consumer choice and the competitive market within the United States. The topic of discussion centered around a new directive from the […]

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American Banker: CFPB’s latest overreach threatens to nationalize consumer finance

Originally published at americanbanker.com on March 15, 2024. In a bold move that may reshape the U.S. consumer finance landscape, Rohit Chopra’s Consumer Financial Protection Bureau has issued Consumer Financial Protection Circular 2024-01, marking a significant overreach into how Americans access financial services. This circular scrutinizes digital intermediaries, such as comparison-shopping tools and lead generators, dictating […]

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SPPI Joins Coalition Opposing the RECOUP Act

The Southwest Public Policy Institute (SPPI), a leading advocate for policy solutions that enhance freedom and prosperity in the Southwest, today announced its support for the Competitive Enterprise Institute-led coalition opposing the RECOUP Act (S. 2190). By signing the coalition letter, SPPI aligns itself with other prominent policy groups and experts in urging Congress to […]

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Report: 58 is the New 62

Rethinking American Retirement and Social Security

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The Wells Fargo Flex Loan is Anything But Flexible

Wells Fargo’s Flex Loan program is a labyrinth of unclear eligibility requirements and a baffling case of vanishing funds.

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National Review: Colorado’s Intrastate Minimum-Wage Compacts Will Hurt the State

Experience shows that businesses pass on increased costs to consumers, hurting the very people wage hikes are supposed to help.

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SPPI Condemns CFPB for Alleged Discrimination Against Black and Hispanic Employees

Rio Rancho, NM – The Southwest Public Policy Institute (SPPI) strongly condemns the Consumer Financial Protection Bureau (CFPB) for alleged racial discrimination against at least 85 Black and Hispanic employees. This follows news that the U.S. District Court for the District of Columbia has approved a $6 million settlement of class claims of alleged discrimination […]