Southwest Public Policy Institute
The CFPB’s open-banking mandate endangers consumers.
Why should Congress uphold the GENIUS Act’s ban on stablecoin rewards to prevent digital money from becoming digital debt?
Russell Vought signals a shift toward proportional, efficient regulation after years of CFPB overreach under Rohit Chopra.
When Wells Fargo first rolled out its Flex Loan program, it was heralded by advocates like The Pew Charitable Trusts as evidence that America’s largest banks were finally offering an “affordable” alternative to short-term credit products. Bankrate’s own review of the Flex Loan paints a favorable picture, touting fast approval, lower fees than payday loans, […]
Capping overdraft fees won’t help struggling families, it will cut off their last line of credit.
As CFPB retreats, the new danger is a jumble of state-level mandates.
Good intentions don’t pay the bills. But choice, transparency, and access can.
A visiting European delegation through Global Ties discussed how regional think tanks like SPPI influence U.S. foreign policy.
Nationwide, chambers of commerce have mislabeled legitimate data aggregation as phishing to cover for their own digital security failures.
The coalition urges the CFTC to cut red tape on prediction markets and embrace permissionless innovation.