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Washington Post: Mortgage rates just fell below a crucial psychological threshold

The difference from a 6 percent rate is tiny, but the appeal to customers is big.

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National Review: Sue-Pervised Retirement

Rampant litigation against 401(k) sponsors is narrowing employees’ investment choices and eroding their retirement wealth.

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Housing Shock: The Cost of Investor Ownership Bans 

A prohibition on institutional investors could destabilize housing markets, but a targeted exemption can protect homeowners and renters.

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Corner Post v. Federal Reserve: What’s Really at Stake in the Durbin Debacle

Price controls could disrupt debit and credit card transactions nationwide, reshaping everyday payments.

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Report: 1033 Error, Rule Not Sound

The CFPB’s open-banking mandate endangers consumers.

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The Washington Post: New Mexico knows Trump’s BLM nominee. Back away.

Former New Mexico Republican chairman Steve Pearce is the opposite of what the complex agency needs.

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RealClearMarkets: Stablecoin Rewards Are the Shortcut to Financial Trouble

Why should Congress uphold the GENIUS Act’s ban on stablecoin rewards to prevent digital money from becoming digital debt?

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Modernizing the Bank Secrecy Act: Cutting Red Tape and Ending Debanking

Congress must update the Bank Secrecy Act for the 21st century…

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Rewarding Failure: How Rohit Chopra’s Legacy at the CFPB is Crumbling

A so-called “consumer protection” agency became a case study in regulatory excess and misplaced praise.

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Vought Charts New Path for the CFPB

Russell Vought signals a shift toward proportional, efficient regulation after years of CFPB overreach under Rohit Chopra.