Southwest Public Policy Institute
The loudest voices demanding “fiduciary purity” in America’s retirement debate are often the least willing to submit themselves to basic public scrutiny. That contradiction is now impossible to ignore. This week, the Pinpoint Policy Institute filed a formal complaint with the Internal Revenue Service alleging that the Institute for the Fiduciary Standard (IFS) has failed […]
New Mexico legislators are considering higher taxes and new restrictions on nicotine products such as nicotine pouches. These proposals are typically framed as public-health measures. In practice, they risk doing precisely the opposite—nudging smokers back toward cigarettes, expanding illicit markets, and increasing preventable disease. Cigarettes remain the most dangerous nicotine product legally sold in the […]
Why a national credit card rate cap would shrink access and worsen inequality.
Coalition backs Governor Kehoe’s effort to modernize Missouri’s tax code.
Price controls could disrupt debit and credit card transactions nationwide, reshaping everyday payments.
Why collective investment trusts deliver lower costs without sacrificing fiduciary protections.
The CFPB’s open banking mandate, the 1033 rule, poses a critical risk to America’s rent payments.
The Center for Responsible Lending’s “Buried in Debt” report fails as policy analysis.
The CFPB’s open-banking mandate endangers consumers.
Former New Mexico Republican chairman Steve Pearce is the opposite of what the complex agency needs.