Experience shows that businesses pass on increased costs to consumers, hurting the very people wage hikes are supposed to help.
Author: Patrick M. Brenner
If CFPB found a financial institution had suffered a data breach of a similar magnitude, the fines and fees would be astronomical.
The 2022 passage of House Bill 132, which set a stringent cap of 36% on interest rates for consumer loans, is having its intended and significant repercussions on New Mexico’s financial landscape. This was no accident: by restricting the interest rates that small-dollar lenders can charge, the rate cap effectively marginalized an entire segment of […]
Recent research has shown that health care consolidations not only lower costs for health care consumers but also improve multiple indicators of quality patient care.
Components of the Inflation Reduction Act have the very real potential of inflating drug prices with arbitrary price controls. Consumers will pay the price.
The Southwest Public Policy Institute is pleased to announce the completion of a recent survey focusing on the appropriateness of book content in school libraries. This survey was conducted from November 14th to 16th and engaged parents of students attending Las Cruces Public Schools. A total of 55 parents participated in this important survey, offering […]
In response to Fred Nathan’s (July 30) op-ed praising New Mexico’s efforts to end predatory lending, I must assert that the celebratory tone is premature and misguided. Two significant studies conducted by the Southwest Public Policy Institute — “No Loan For You!” published in March 2023 and “No Loan For You, Too!” published in June […]
At the Southwest Public Policy Institute (SPPI), our mission has always been clear: to be the vanguard of free-market ideals and hold government structures accountable for the betterment of the American Southwest. As we move forward in our relentless pursuit of these ideals, we are elated to announce our recent alignment with the Freedom Conservatism […]
Originally published at newsmax.com on August 1, 2023. The recent legal victory of Ripple Labs Inc. in the case brought by the U.S. Securities and Exchange Commission (SEC) over the sale of its XRP token marks a significant milestone for the cryptocurrency industry. This landmark ruling not only vindicates Ripple but also paves the way for much-needed […]
Originally published at dailycaller.com on July 25, 2023. California’s power grid has been experiencing instability due to its outrageous energy goals, lack of nuclear power in its target portfolio mix, and recent heat waves. Governor Gavin Newsom has touted the state’s efforts to bolster renewable energy, but the reality is far from achieving those goals. The intermittent nature of […]