Better living through better policy.

Category: Conservatism

The Hidden Costs of New Mexico’s New Building Codes: A Threat to Affordable Housing

Post author By Patrick M. Brenner
Post date August 13, 2024
1 Comment on The Hidden Costs of New Mexico’s New Building Codes: A Threat to Affordable Housing

New Mexico’s new building codes may drive up home construction costs, potentially pricing many families out of the housing market and undermining efforts to affordability.

Tags American Dream, Construction, Electric Vehicles, Energy Conservation, Families, Housing, Infrastructure, Mandates, Michelle Lujan Grisham, New Mexico Construction Industries Commission, New Mexico Finance Authority

Conservatism Courts Crime and Justice Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance Political Thought Progressivism Public Opinion The Constitution Top Issues Updates

Newsmax: De-Banking of Trump Lawyer a Sign of Control to Come

Post author By Patrick M. Brenner
Post date May 31, 2024
No Comments on Newsmax: De-Banking of Trump Lawyer a Sign of Control to Come

John Eastman’s plight highlights a concerning trend towards using economic leverage for political and social control, resembling aspects of China’s Social Credit System.

Tags Bank of America, Banking, China, Control, Debanking, Donald J. Trump, Finance, George Orwell, John Eastman, Newsmax, Saul Alinsky, Social Credit Score, Social Credit System, United Services Automobile Association (USAA)

Colorado Conservatism Courts Crime and Justice Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Top Issues Transparency Updates

Colorado Attorney General’s Office Weaponized for “Consumer Advocacy”

Post author By Patrick M. Brenner
Post date May 30, 2024
1 Comment on Colorado Attorney General’s Office Weaponized for “Consumer Advocacy”

The office of the Colorado Attorney General, led by Phil Weiser, appears to be increasingly weaponizing its consumer protection mandate to pursue a politically motivated agenda under the guise of “consumer advocacy.” This trend not only raises concerns about the proper use of governmental power but also underscores the necessity of ensuring government transparency and […]

Tags Colorado Attorney General, Colorado Open Records Act (CORA), Consumer Advocacy, Phil Weiser

Conservatism Courts Crime and Justice Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Technology Top Issues Updates

The CFPB Attacks SoLo Funds

Post author By Patrick M. Brenner
Post date May 23, 2024
No Comments on The CFPB Attacks SoLo Funds

The Consumer Financial Protection Bureau (CFPB) has attacked SoLo Funds, the nation’s largest consumer-facing Black-led and owned fintech.

Tags Bureau to Protect Financial Consumers from the Consumer Financial Protection Bureau (BPFCCFPB), Consumer Financial Protection Bureau (CFPB), Fintech, Regulatory Overreach, Rohit Chopra

Colorado Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Top Issues Updates

Colorado’s War on Credit

In this June 15, 2018 file photo, twenty dollar bills are counted in North Andover, Mass. (AP Photo/Elise Amendola)

Colorado’s HB23-1229 threatens consumer access to credit and economic growth.

Tags American Financial Services Association (AFSA), American Fintech Council (AFC), Buy Now Pay Later, Consumer Financial Protection Bureau (CFPB), Credit, Debt, Depository Institutions Deregulation and Monetary Control Act of 1980 (DIDMCA), Lending, National Association of Industrial Bankers (NAIB), No Loan For You!, Price Controls

Conservatism Culture Domestic Policy Economic Opportunity Economy Government Regulation Infrastructure & Technology Legal and Judicial Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Technology Top Issues Updates

We Told You So: CFPB’s Assault on Buy Now, Pay Later Tools

Post author By Patrick M. Brenner
Post date May 22, 2024
2 Comments on We Told You So: CFPB’s Assault on Buy Now, Pay Later Tools

In this June 15, 2018 file photo, twenty dollar bills are counted in North Andover, Mass. (AP Photo/Elise Amendola)

In a move that was as predictable as it is alarming, the Consumer Financial Protection Bureau (CFPB) has once again overstepped its bounds, targeting immensely popular Buy Now, Pay Later (BNPL) tools. As I anticipated, the Supreme Court’s decision to uphold the CFPB’s funding mechanism has emboldened the agency to ramp up its aggressive regulatory […]

Tags Buy Now Pay Later, Consumer Financial Protection Bureau (CFPB), Credit, Finance, No Loan For You!, Rohit Chopra, Transparency

Alaska Arizona California Colorado Conservatism Courts Crime and Justice Culture Domestic Policy Economic Opportunity Economy Government Regulation Infrastructure & Technology Legal and Judicial Life Markets and Finance Nevada New Mexico Oklahoma Political Thought Poverty & Welfare Poverty and Inequality Public Opinion Technology Texas The Constitution Top Issues Updates Utah

The Hill: The Supreme Court has emboldened the CFPB, threatening American consumers

Post author By Patrick M. Brenner
Post date May 20, 2024
No Comments on The Hill: The Supreme Court has emboldened the CFPB, threatening American consumers

The Supreme Court’s recent ruling will only embolden CFPB Director Rohit Chopra, who has increasingly instituted overly broad regulatory actions.

Tags Angie's List, Comparison Shopping, Consumer Financial Protection Bureau (CFPB), Credit, Elizabeth Warren, Finance, Rohit Chopra, Supreme Court of the United States (SCOTUS), The Hill

Alaska Arizona Budget and Spending California Colorado Conservatism Courts Culture Domestic Policy Economic Opportunity Economy Government Regulation Government Spending Infrastructure & Technology Legal and Judicial Life Markets and Finance Nevada New Mexico Oklahoma Political Thought Poverty & Welfare Poverty and Inequality Press Progressivism Public Opinion Technology Texas The Constitution Top Issues Transparency Updates Utah

SPPI Expresses Disappointment in Supreme Court Ruling Upholding CFPB Funding Structure

Post author By Liam Gray
Post date May 16, 2024
No Comments on SPPI Expresses Disappointment in Supreme Court Ruling Upholding CFPB Funding Structure

The Southwest Public Policy Institute warns that this decision will embolden regulatory overreach and drive consumer prices up.

Tags Consumer Financial Protection Bureau (CFPB), Credit, Elizabeth Warren, No Loan For You!, Personal Finance, Price Controls, Rate Caps, Rohit Chopra, Testimony

Conservatism Crime and Justice Culture Domestic Policy Government Regulation Government Spending Government Transparency and Accountability Homeland Security Legal and Judicial New Mexico Political Thought Progressivism Public Opinion Security

New Mexico’s Upcoming Special Session: Safety or Statism?

Post author By Patrick M. Brenner
Post date April 17, 2024
2 Comments on New Mexico’s Upcoming Special Session: Safety or Statism?

Luis Sánchez Saturno/New Mexican file photo

Governor Michelle Lujan Grisham’s recent announcement of yet another special legislative session in New Mexico, set to commence on July 18, 2024, ostensibly aims to enhance public safety—an objective no reasonable person would oppose. However, the words of Gideon J. Tucker resonate profoundly in moments like these: “No man’s life, liberty, or property are safe […]