Southwest Public Policy Institute
The Institute warns that the Pearce nomination could undermine western land management
50-year loan terms would triple total debt while government regulations continue driving up building costs
A so-called “consumer protection” agency became a case study in regulatory excess and misplaced praise.
Russell Vought signals a shift toward proportional, efficient regulation after years of CFPB overreach under Rohit Chopra.
A 15% tariff may look like a trade victory, but American families could end up paying the price.
Originally published at realclearmarkets.com on September 22, 2025. Senator Dick Durbin has spent much of his career in a love affair with price controls. He flirted with them in his infamous Durbin Amendment, the addendum to the 2010 Dodd-Frank Act. He renewed his vows with Senators Bernie Sanders and Josh Hawley in pushing a 10 percent ceiling on credit […]
Capping overdraft fees won’t help struggling families, it will cut off their last line of credit.
As CFPB retreats, the new danger is a jumble of state-level mandates.
Good intentions don’t pay the bills. But choice, transparency, and access can.
Why banks, payment networks, merchant servicers, and financial firms will face a harder four years, and what to do about it.