Southwest Public Policy Institute
The CFPB’s open-banking mandate endangers consumers.
Former New Mexico Republican chairman Steve Pearce is the opposite of what the complex agency needs.
Trump’s CFPB reset offers hope for reform, but state attorneys general are already building a fragmented and punitive new regulatory regime
The Institute warns that the Pearce nomination could undermine western land management
50-year loan terms would triple total debt while government regulations continue driving up building costs
A so-called “consumer protection” agency became a case study in regulatory excess and misplaced praise.
Russell Vought signals a shift toward proportional, efficient regulation after years of CFPB overreach under Rohit Chopra.
A 15% tariff may look like a trade victory, but American families could end up paying the price.
Originally published at realclearmarkets.com on September 22, 2025. Senator Dick Durbin has spent much of his career in a love affair with price controls. He flirted with them in his infamous Durbin Amendment, the addendum to the 2010 Dodd-Frank Act. He renewed his vows with Senators Bernie Sanders and Josh Hawley in pushing a 10 percent ceiling on credit […]
Capping overdraft fees won’t help struggling families, it will cut off their last line of credit.