A national credit card rate cap may seem consumer-friendly, but history and state-level experiments shows it shrinks credit access and pushes borrowers toward costlier alternatives.
Category: Progressivism
Musk’s declaration marks a defining victory for the Southwest Public Policy Institute, affirming our relentless efforts to expose and dismantle the CFPB.
CFPB is doing more harm than good, and its dissolution is not just a policy preference but an economic necessity.
Rohit Chopra’s tenure of regulatory overreach and punitive enforcement has harmed consumers and stifled financial innovation.
Earned Wage Access (EWA) has rapidly gained traction amidst the demand for short-term liquidity, but questions remain about the preservation of borrowers’ financial autonomy.
Southwest Public Policy Institute President Patrick M. Brenner was quoted in National Mortgage News on the FCC’s one-to-one consent rule being indefinitely suspended following two significant legal developments. With the 11th Circuit Court of Appeals striking down the rule and the Federal Communications Commission postponing implementation, industry experts agree that this regulation—initially set to take […]
“The road to hell is paved with good intentions.”
The FCC’s one-to-one consent rule would have disrupted vital industries, reduced access to services, and driven up costs.
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Victory: Court Deals FCC’s One to One Consent Rule a Major Blow
Businesses, consumers, and innovators scored a major victory as the FCC’s overreaching one-to-one consent rule was struck down.
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Newsmax: A Boon for Foreign Call Centers, a Blow to US Jobs
Originally published at newsmax.com on January 22, 2025. With the inauguration of Donald Trump and the leadership shakeup at the Federal Communications Commission (FCC), the regulatory landscape is shifting. Brendan Carr has replaced Jessica Rosenworcel as FCC chair, and a new Republican majority now controls the Commission. However, one impending issue—the FCC’s one-to-one consent rule—threatens to harm everyday Americans more than […]