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Category: Political Thought

The Hill: The Supreme Court has emboldened the CFPB, threatening American consumers

Post author By Patrick M. Brenner
Post date May 20, 2024
No Comments on The Hill: The Supreme Court has emboldened the CFPB, threatening American consumers

The Supreme Court’s recent ruling will only embolden CFPB Director Rohit Chopra, who has increasingly instituted overly broad regulatory actions.

Tags Angie's List, Comparison Shopping, Consumer Financial Protection Bureau (CFPB), Credit, Elizabeth Warren, Finance, Rohit Chopra, Supreme Court of the United States (SCOTUS), The Hill

Domestic Policy Economic Opportunity Economy Government Regulation Markets and Finance Political Thought Poverty and Inequality Public Opinion Technology Top Issues Updates

The US Bank Simple Loan is Hardly Simple

Post author By Patrick M. Brenner
Post date May 16, 2024
1 Comment on The US Bank Simple Loan is Hardly Simple

The US Bank Simple Loan is anything but simple.

The US Bank Simple Loan is a classic example of how big banks can take something simple and make it incredibly complex.

Tags Consumer Advocacy, Credit, Debt, Lending, No Loan For You!, Personal Finance, Transparency, U.S. Bank

Alaska Arizona Budget and Spending California Colorado Conservatism Courts Culture Domestic Policy Economic Opportunity Economy Government Regulation Government Spending Infrastructure & Technology Legal and Judicial Life Markets and Finance Nevada New Mexico Oklahoma Political Thought Poverty & Welfare Poverty and Inequality Press Progressivism Public Opinion Technology Texas The Constitution Top Issues Transparency Updates Utah

SPPI Expresses Disappointment in Supreme Court Ruling Upholding CFPB Funding Structure

Post author By Liam Gray
Post date May 16, 2024
No Comments on SPPI Expresses Disappointment in Supreme Court Ruling Upholding CFPB Funding Structure

The Southwest Public Policy Institute warns that this decision will embolden regulatory overreach and drive consumer prices up.

Tags Consumer Financial Protection Bureau (CFPB), Credit, Elizabeth Warren, No Loan For You!, Personal Finance, Price Controls, Rate Caps, Rohit Chopra, Testimony

Alaska Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance New Mexico Political Thought Poverty & Welfare Poverty and Inequality Press Reports Testimony Top Issues Updates

Conclusion of Alaskan Legislative Session: Victory for Alaskan Consumers

Post author By Liam Gray
Post date May 16, 2024
No Comments on Conclusion of Alaskan Legislative Session: Victory for Alaskan Consumers

The Southwest Public Policy Institute applauds the Alaskan Senate Finance Committee’s decision to not advance House Bill 145 and Senate Bill 264, ensuring continued consumer access to diverse emergency credit options.

Tags Alaska, American Financial Services Association (AFSA), Credit, No Loan For You!, Online Lenders Alliance (OLA), Personal Finance, Price Controls, Rate Caps, Testimony

Alaska Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance New Mexico Political Thought Poverty & Welfare Poverty and Inequality Public Opinion Testimony Top Issues Updates

A Call for Prudent Consumer Credit Legislation in Alaska

Post author By Patrick M. Brenner
Post date May 4, 2024
1 Comment on A Call for Prudent Consumer Credit Legislation in Alaska

Representing the Southwest Public Policy Institute, I recently had the opportunity to testify before the Alaska House Finance Committee and the Alaska Senate Community and Regional Affairs Committee regarding proposed legislation on consumer credit. The bills in question, House Bill 145 and its Senate counterpart, Senate Bill 264, aim to implement rate caps similar to […]

Tags Bank of America, Consumer Advocacy, Credit, Debt, Lending, Loans, No Loan For You!, U.S. Bank, Wells Fargo

Alaska Arizona California Colorado Culture Domestic Policy Government Regulation Government Spending Government Transparency and Accountability Health Care Health Care Reform Legal and Judicial Life Medicare Nevada New Mexico Oklahoma Political Thought Texas Top Issues Updates Utah

Is the CFPB Paving the Way for Single-Payer Healthcare Through Medical Debt Reform?

Post author By Patrick M. Brenner
Post date May 1, 2024
No Comments on Is the CFPB Paving the Way for Single-Payer Healthcare Through Medical Debt Reform?

The CFPB’s recent modifications to medical debt reporting may be subtly steering the U.S. toward a single-payer healthcare system by minimizing the visibility of medical debt.

Tags Consumer Financial Protection Bureau (CFPB), Credit Report, Health Insurance, Medical Debt, Medicare, Medicare for All, Nationalized Healthcare, Prescription Drugs, Single Payer Healthcare

SPPI to Testify in Alaska Against Consumer Credit Price Control Bills

Post author By Liam Gray
Post date April 29, 2024
No Comments on SPPI to Testify in Alaska Against Consumer Credit Price Control Bills

The Southwest Public Policy Institute (SPPI) has been invited to provide expert testimony in the upcoming legislative sessions for Alaska House Bill 145 and Alaska Senate Bill 264, which will take place on April 30, 2024.

Tags Alaska, Credit, No Loan For You!, Personal Finance, Price Controls, Rate Caps, Testimony

Conservatism Crime and Justice Culture Domestic Policy Government Regulation Government Spending Government Transparency and Accountability Homeland Security Legal and Judicial New Mexico Political Thought Progressivism Public Opinion Security

New Mexico’s Upcoming Special Session: Safety or Statism?

Post author By Patrick M. Brenner
Post date April 17, 2024
2 Comments on New Mexico’s Upcoming Special Session: Safety or Statism?

Luis Sánchez Saturno/New Mexican file photo

Governor Michelle Lujan Grisham’s recent announcement of yet another special legislative session in New Mexico, set to commence on July 18, 2024, ostensibly aims to enhance public safety—an objective no reasonable person would oppose. However, the words of Gideon J. Tucker resonate profoundly in moments like these: “No man’s life, liberty, or property are safe […]

Tags Michelle Lujan Grisham, Safety, Safetyism, Special Session

Arizona California Colorado Culture Domestic Policy Economic Opportunity Economy Government Regulation Infrastructure & Technology Legal and Judicial Life Markets and Finance Nevada New Mexico Oklahoma Political Thought Public Opinion SPPI-TV Technology Texas Top Issues Updates Utah

New Interview Alert: The Dangers of CFPB’s Latest Directive on Comparison Shopping Websites

Post author By Liam Gray
Post date April 4, 2024
No Comments on New Interview Alert: The Dangers of CFPB’s Latest Directive on Comparison Shopping Websites

In a recent interview on Real America’s Voice, Patrick M. Brenner, President of the Southwest Public Policy Institute, sat down with host Michelle Backus to discuss a pressing issue that threatens the foundation of consumer choice and the competitive market within the United States. The topic of discussion centered around a new directive from the […]

Tags Comparison Shopping Tools, Competition, Consumer Financial Protection Act (CFPA), Consumer Financial Protection Bureau (CFPB), Digital Intermediaries, Elizabeth Warren, Free Market, Lead Generators, Real America's Voice, Rohit Chopra

Domestic Policy Government Transparency and Accountability Infrastructure & Technology Legal and Judicial New Mexico Political Thought Public Opinion Technology Top Issues Transparency Updates

Transparency and Trust in New Mexico’s Election Technology

Post author By Patrick M. Brenner
Post date March 23, 2024
3 Comments on Transparency and Trust in New Mexico’s Election Technology

New Mexico recently unveiled the Online Candidate Nominating Petition Signature Portal, a digital platform designed to simplify the nomination process for candidates. This initiative, part of a broader movement to enhance electoral accessibility and security, represents a significant leap forward. However, as with any venture into new technological territories, there are bound to be growing […]

Tags Maggie Toulouse Oliver, New Mexico Online Candidate Nominating Petition Signature Portal