A state-run public bank is a dangerous experiment in government overreach that will burden taxpayers, distort credit markets, and fail where private financial institutions succeed.
Category: Poverty and Inequality
A national credit card rate cap may seem consumer-friendly, but history and state-level experiments shows it shrinks credit access and pushes borrowers toward costlier alternatives.
Musk’s declaration marks a defining victory for the Southwest Public Policy Institute, affirming our relentless efforts to expose and dismantle the CFPB.
CFPB is doing more harm than good, and its dissolution is not just a policy preference but an economic necessity.
Rohit Chopra’s tenure of regulatory overreach and punitive enforcement has harmed consumers and stifled financial innovation.
Earned Wage Access (EWA) has rapidly gained traction amidst the demand for short-term liquidity, but questions remain about the preservation of borrowers’ financial autonomy.
“The road to hell is paved with good intentions.”
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Newsmax: A Boon for Foreign Call Centers, a Blow to US Jobs
Originally published at newsmax.com on January 22, 2025. With the inauguration of Donald Trump and the leadership shakeup at the Federal Communications Commission (FCC), the regulatory landscape is shifting. Brendan Carr has replaced Jessica Rosenworcel as FCC chair, and a new Republican majority now controls the Commission. However, one impending issue—the FCC’s one-to-one consent rule—threatens to harm everyday Americans more than […]
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Ready for Action: SPPI Kicks Off the 2025 New Mexico Legislative Session
SPPI kicks off the 2025 New Mexico legislative session, partnering with key lawmakers to advance a bold agenda for freedom, opportunity, and prosperity.
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Albuquerque Journal: It’s Time to Disrupt the System and Introduce Real School Reform in New Mexico
New Mexico must embrace comprehensive school choice reform, exemplified in Senator Craig Brandt’s Education Freedom Bill, to empower parents, improve educational outcomes, and make our state competitive.