The difference from a 6 percent rate is tiny, but the appeal to customers is big.
Tag: Southwest Public Policy Institute
Rampant litigation against 401(k) sponsors is narrowing employees’ investment choices and eroding their retirement wealth.
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Zachary Fort Featured in National Public Lands Debate
Media coverage highlights SPPI Vice Chairman Zachary Fort’s leadership and policy engagement during debate over Bureau of Land Management nomination.
A prohibition on institutional investors could destabilize housing markets, but a targeted exemption can protect homeowners and renters.
A statistical coverage disparity raises transparency questions at the Financial Times.
Why should Congress uphold the GENIUS Act’s ban on stablecoin rewards to prevent digital money from becoming digital debt?
As the December 7 Medicare Open Enrollment deadline approaches, rural seniors face shrinking coverage options as major insurers scale back Medicare Advantage plans nationwide.
The Mortgage Bankers Association’s slow, self-serving defense of the 30-year mortgage proves that lifetime debt, not homeownership, is the product they’re really selling.
Originally published at abqjournal.com on October 18, 2025. Jeff Tucker is right about one thing: New Mexico needs to think big. His recent call for a billion-dollar NBA arena in Albuquerque is exactly the kind of visionary thinking our state has lacked for decades. But where Tucker sees an opportunity for government to build a […]
This guest commentary was written by Ed Harris, CEO of Harris Northwest Advisors and a Visiting Contributor at the Southwest Public Policy Institute. In his argument about APR, Patrick Brenner is wrong but inadvertently correct on a larger point he doesn’t address. An APR calculation is mathematically accurate. Most fixed-rate 30-year mortgages are priced similarly, […]