Category: Poverty & Welfare

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The CFPB’s Desperate Eleventh-Hour Overreach

Bureau to Protect Financial Consumers from the Consumer Financial Protection Bureau (BPFCCFPB)

Rohit Chopra is lashing out with desperate, partisan overreach in his final days, prioritizing political agendas over consumer protection while creating regulatory chaos and undermining the legitimacy of his tenure and that of the CFPB.

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Culture Domestic Policy Economic Opportunity Economy Education Freedom and Reform Energy & Environment Energy, Environment, and Natural Resources Government Spending Government Transparency and Accountability Health Care Infrastructure & Technology Legal and Judicial New Mexico Political Thought Poverty & Welfare Security Top Issues Updates

SPPI Prepares for the 2025 New Mexico Legislative Session

New Mexico 2025 Legislative Session

SPPI is poised to actively engage at the state capitol, advocating for pro-freedom policies and opposing detrimental initiatives.

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Budget and Spending Conservatism Culture Domestic Policy Education Education Freedom and Reform Government Spending Life Marriage and Family New Mexico Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Top Issues Updates

Albuquerque Public Schools: Spending More, Achieving Less

Albuquerque Public Schools (APS)
Adolphe Pierre-Louis, Albuquerque Journal

Albuquerque Public Schools exemplifies how soaring budgets and per-student spending fail to address declining enrollment, dismal academic performance, and systemic inefficiencies.

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Assessing the Economic Impact of Undocumented Immigrants on New Mexico Taxpayers

Undocumented Illegal Immigrants Immigration New Mexico Taxpayers Economic

Undocumented immigrants in New Mexico contribute significantly to the economy through taxes and labor, but their net fiscal impact remains a burden due to the substantial costs of public services like education, healthcare, and law enforcement.

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American Banker: President-elect Trump should declare a ceasefire in the war on credit

Under the Biden administration, a trio of regulatory agencies have teamed up to limit consumers' access to credit, says Southwest Public Policy Institute's Patrick M. Brenner. Ting Shen/Bloomberg
Under the Biden administration, a trio of regulatory agencies have teamed up to limit consumers' access to credit, says Southwest Public Policy Institute's Patrick M. Brenner. Ting Shen/Bloomberg

Originally published at americanbanker.com on December 5, 2024. Thought exercise: What would your life look like without access to credit? No credit cards, no buying a house or vehicle without cash on hand and no access to something as simple as overdraft protection tied to a debit card. For most people, that would be somewhere between […]

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Culture Domestic Policy Economic Opportunity Economy Government Regulation Infrastructure & Technology Legal and Judicial Markets and Finance Nevada Poverty and Inequality Technology Top Issues Updates

Betting on the Future: SPPI Tackling Lending Challenges at Vegas Conference

Panel discussion on 'The Intersection of Policy and Data' at the 2023 Tribal Lending Conference. From left to right: Joe Lilly, Vice President of External Affairs at Caliber Financial Services; Patrick M. Brenner, President of the Southwest Public Policy Institute; and Dr. Tom Miller, Professor of Finance at Mississippi State University.
Panel discussion on 'The Intersection of Policy and Data' at the 2023 Tribal Lending Conference. From left to right: Joe Lilly, Vice President of External Affairs at Caliber Financial Services; Patrick M. Brenner, President of the Southwest Public Policy Institute; and Dr. Tom Miller, Professor of Finance at Mississippi State University.

SPPI heads to Las Vegas for the Online Lenders Alliance’s annual Tribal Lending Conference to connect with industry leaders and tackle the future of financial services.

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Is Elon Musk Serious with his “Delete CFPB” Tweet?

Elon Musk Calls to Delete the Consumer Financial Protection Bureau CFPB

In a late-night post on his social media platform X, billionaire entrepreneur and incoming Department of Government Efficiency head Elon Musk made a bold declaration: “Delete CFPB. There are too many duplicative regulatory agencies.” Musk’s succinct yet striking comment has ignited a vital debate about the role and efficacy of the Consumer Financial Protection Bureau […]

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Conservatism Courts Crime and Justice Domestic Policy Energy & Environment Energy, Environment, and Natural Resources Government Regulation Government Transparency and Accountability Infrastructure & Technology Legal and Judicial New Mexico Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Renewable Energy The Constitution Top Issues Transparency Transportation Updates

Albuquerque Journal: Government hiding data showing EV mandates disproportionately burden lower-Income families

Electric Vehicle EV Mandates Burden Lower Income Families

New Mexico’s lack of transparency and fabricated data on electric vehicle mandates raises serious concerns about their disproportionate impact on lower-income families and the erosion of democratic accountability.

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Conservatism Data Domestic Policy Economy Energy & Environment Energy Economics Energy, Environment, and Natural Resources Government Regulation Housing Infrastructure & Technology New Mexico Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Renewable Energy Top Issues Updates

The Hidden Costs of New Mexico’s New Building Codes: A Threat to Affordable Housing

New Mexico housing affordability impact of building codes

New Mexico’s new building codes may drive up home construction costs, potentially pricing many families out of the housing market and undermining efforts to affordability.

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Colorado Conservatism Courts Crime and Justice Culture Domestic Policy Economic Opportunity Economy Government Regulation Legal and Judicial Life Markets and Finance Political Thought Poverty & Welfare Poverty and Inequality Progressivism Public Opinion Top Issues Transparency Updates

Colorado Attorney General’s Office Weaponized for “Consumer Advocacy”

The office of the Colorado Attorney General, led by Phil Weiser, appears to be increasingly weaponizing its consumer protection mandate to pursue a politically motivated agenda under the guise of “consumer advocacy.” This trend not only raises concerns about the proper use of governmental power but also underscores the necessity of ensuring government transparency and […]